The housing market is still sputtering along.  Here is the latest:

Case-Shiller index down 4.5% Availability of credit continues to drop High unemployment – job growth was nearly flat in June Psychology – people continue to “hold out” for lower prices

The video below shows the enourmous headwinds that housing prices face when they recover [...]

A smaller down payment and a loan sounds threatening, right? Not necessarily, as you are going to discover. The last boom-and-bust cycle was unmatched in the history of residential real estate. Within a typical market, leveraging is an excellent thing, particularly if you are a real estate investor.

By using leverage, you may build [...]

In many areas, the costs associated with buying have now become cheaper than renting. Some places, notably Las Vegas, still have a ways to go before the market reaches a bottom. This is because there is still a considerable shadow inventory and many homeowners that are underwater. Video Link: